● Januar announces a new investment round of €1M led by Borderless Capital, with participation from Likeminded

● The company has also secured authorisation under the EU’s Markets in Crypto-Assets (MiCA) regulation

● Combined with Januar’s existing PSD2 Payment Institution status, the milestones strengthen its position as the unified bridge between fiat and regulated stablecoin rails in Europe

‍

COPENHAGEN, DENMARK | MONDAY JUNE 29, 2pm CET - Januar ApS (januar.com), the Copenhagen-based financial infrastructure provider for crypto businesses, today announced a new round of investment led by Borderless Capital, with participation from Likeminded, alongside the receipt of its MiCA license. Together, the two milestones position Januar to scale a single, regulated platform that unites traditional payment rails and compliant stablecoin infrastructure across Europe.

A Trusted Infrastructure Partner for the European Crypto Economy

Founded in 2021, Januar was built to solve one of the industry’s most fundamental constraints: access to reliable, regulated financial infrastructure. The company provides EUR/DKK/USD accounts, IBANs, SEPA rails, embedded payments infrastructure to crypto brokers, exchanges, wallets, marketplaces, and fintechs operating across the EEA.

Until now, Januar has operated as a licensed Payment Institution under PSD2, enabling fiat accounts and payments alongside crypto services in select markets. With MiCA now in place, Januar can now offer its licensed crypto-asset services under one pan-European regime, closing the gap between legacy payments and 24/7 crypto and stablecoin settlement.

‍

Europe’s Regulatory Moment is Becoming a Growth Catalyst

MiCA marks Europe’s first unified framework for stablecoins, crypto trading, and custody. As regulators and market participants converge around the role of regulated stablecoins and tokenised deposits in cross-border payments, Europe is entering a new phase where compliance becomes a competitive advantage, rather than a blocker to innovation.

At the same time, crypto firms face increasing expectations around governance, safeguarding, and operational resilience, especially as stablecoin use cases expand into payments, liquidity management, and settlement.

Januar sees this regulatory clarity as a pivotal opportunity: to build the payments-ready, stablecoin-native infrastructure layer that enables Europe’s digital asset economy to scale confidently.

‍

What the MiCA License Enables

With MiCA authorisation now in place alongside its existing PSD2 Payment Institution license, Januar operates across both regulated payment services and MiCA-compliant crypto-asset activities under a single supervisory framework. This dual licensing allows the company to support traditional payment rails, and regulated stablecoin services, including Electronic Money Tokens (EMTs),  within one integrated, compliant infrastructure layer.

Rather than treating stablecoins as a parallel system, Januar’s model embeds them directly into Europe’s regulated payments architecture, aligning safeguarding, governance, and operational standards across both fiat and digital money. This approach reflects the direction European regulators are taking as stablecoins and tokenised deposits evolve into system-level payment instruments.

With both MiCA and PSD2 authorisations in place, Januar moves beyond access into regulatory validation. The company can deliver fiat and stablecoin services within a single, coherent compliance framework, resulting in a payments-ready, stablecoin-native infrastructure layer aligned with the governance, safeguarding, and operational expectations emerging across Europe.

Bridging SEPA with Stablecoin Speed and Innovation

Borderless Capital, a leading investment management firm focused on Web3 technology,  and Likeminded, a venture capital firm, are backing Januar based on a shared conviction that the future of payments require unified rails operated by licensed companies.

“Stablecoins are becoming regulated under the same rigorous supervisory framework as traditional payments. With its early track-record, established licensing and deep expertise, Januar offers a level of execution, compliance and trust that is rare in the market today. Beyond this, the team has built a strong foundation for supporting regulated crypto operations for businesses of any scale.” 

– Alpen Sheth, PhD., Partner, Borderless 

"We are very pleased to back Januar. We firmly believe in the team, and the larger underlying trend of bridging the crypto industry with the more traditional banking sector. Januar is uniquely positioned to do just that."

– Mikael Bondum, GP @Likeminded

With MiCA authorisation and PSD2 already in place, Januar becomes the single bridge infrastructure provider merging SEPA’s reliability with stablecoin speed and innovation.

The investment round led by Borderless Capital, with participation from Likeminded and existing investors CMT Digital investors.

“This CASP license allows us to double down on stablecoin powered payments while offering business critical services to companies that are working with or using crypto assets on a daily basis. Januar was founded to offer all fundamental infrastructure through a single platform and the combination of a CASP license and new investments allows us to continue expanding that vision.”

–Simon Ousager, Founder and CSO @Januar 

With both fresh capital and MiCA authorisation in place alongside its established PSD2 footprint, Januar is entering its next chapter focused on becoming Europe’s most reliable, regulated stablecoin and payments infrastructure layer.

‍

About Januar‍

Founded in 2021, Januar is the one-stop financial partner providing financial infrastructure for crypto and fintech businesses, combining fiat payment accounts, stablecoin rails, and compliance technology under one platform. Licensed with the Danish FSA (Financial Supervisory Authorities) under PSD2 and MiCA, Januar helps companies build and scale regulated financial products across Europe. 

‍

For more information:

info@januar.com

‍

About Borderless Capital and Likeminded

Borderless is a web3 investment management firm established in 2018 dedicated to backing founders that enable the creation of value without borders. The firm operates as an active, long-term institutional partner through strategic capital, deep technical expertise, and operational support to accelerate the adoption of decentralized innovation and frontier technology.

‍

Likeminded is a venture capital firm founded in 2021. We are an invite-only collective of business angels and active founders working together in a venture capital fund structure. 

We write VC-sized tickets wrapped in angel-like domain expertise. We source among all our +30 partners to invest in the best early-stage tech startups which we then match with sector-specific knowledge found within our group.

‍