for your business clients. licenses required.
By integrating our API into your platform, you can offer your business clients access to fully regulated operational accounts. Enabling them to send and receive EUR (and other currencies) and access crypto conversion services. You manage the customer relationship and define your pricing.
We onboard and approve each client, either directly or through your workflow, and handle transaction monitoring in full compliance with EU regulations.
Embedded Accounts Overview
Built for Businesses Serving Businesses.
Built for platforms serving business clients, like custody providers, exchanges, or PSPs who need to offer dedicated IBANs with full control, automation, and compliance.
- Offer our services to your business clients, with you being 100% in charge of the fees they pay.
- Embed our services in your payment gateway for business clients.
- Offer IBANs to your business clients.
- Offer crypto conversion to your business clients.
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- Your clients will need to go through onboarding approval with us.
- We only let you serve businesses, not consumers.
- We only support transparent, compliant crypto activity.
- There are some client/industries we do not currently support.
"Backed by Januar’s Payment Institution license and full EU compliance, Embedded Accounts let you offer IBANs confidently without taking on regulatory risk or complexity."
Customize your solution with Januar API
Webhooks
Easy to use API Documentation
A unique IBAN for each of your clients
You can give each business client a unique IBAN, with full access to send and receive EUR and other currencies. Exactly like our standard operational IBAN accounts.
Included access to crypto trading for your clients
Convert EUR balances to crypto directly from the account, or settle crypto off-ramp in EUR directly to the account.
You don’t need a banking license
Operate financial services under your PSP or MiCA license. Meet regulatory requirements, and let Januar carry the compliance burden.
