EU-compliant financial business accounts

Business banking. Trusted by crypto. Regulated in the EU.

Operational IBAN Accounts Overview

A business account you can trust.

Tailored for companies working in crypto, digital assets, and beyond. Regulated, reliable, and ready to handle the complexity of digital finance.

One IBAN. Trusted. Regulated. Ready.
Account and payment services
Named IBAN Accounts (DE, DK, LU & GB IBANs)
Payment transfers
Crypto conversion / trade
Crypto Wallet Custody
RFQ (Instant Price for Crypto)
Lightning Integration
Team-safe Operational Controls
API Integration (with webhooks)
Supported Fiat Currencies
EUR (Euro)
DKK (Danish Kroner)
USD (with a dedicated USD account)
Use Cases
  • Send and receive payments
  • Pay operational expenses
  • Convert crypto revenue to normal fiat currencies
  • Stay secure with payment approval workflows
Fair use guidelines
  • We only serve businesses
  • We only work with reputable partners
  • We support transparent, compliant crypto activity
  • There are some industries we do not currently support
IBAN automatically included with accounts
DE IBAN
LU IBAN
DK IBAN & BBAN
GB IBAN (USD account only)
Currency
& rails
EUR
SEPA Credit & Instant
DKK
Standard Transfer
USD / SWIFT

"Backed by a Payment Institution license and full EU compliance, your operations stay secure, transparent, and aligned with regulatory standards."

Send & Receive Payments

A designated IBAN for any operations

Accept or initiate EUR (or other fiat) payments through your business IBAN. Pay and receive reliably - without delays or compliance issues tied to crypto.

Operational Account

Pay operational expenses

Use your account to cover salaries, subscriptions, rent, and tools. A reliable way to manage daily business costs—for crypto companies and other digital-first businesses alike.

Overview of Wallet accounts
Crypto Access

Convert crypto revenue to normal fiat currencies

Easily off-ramp BTC, ETH, USDT or USDC into EUR. Funds settle directly into your IBAN account — fast & compliant, without leaving the platform.

Team Safe

Payment approval workflows

Add control with built-in payment approval flows. Predetermine user roles, manage access anytime, and ensure no single person holds full control over your funds.

Self-optimising payment workflows with Januar API

Use our API for full access to our infrastructure. Embed it into your platform or internal workflows. Built for crypto, Web3, and traditional businesses alike.

Handle transactions quickly and easily through easy-to-use API

Let your agents or customers trigger transactions directly from your platform or workflows, enabling automation, control, and seamless integration into your business.

Read API documentation

Get trusted. Get Januar.

Get started as soon as possible. Book a chat, ask us by email, or start your onboarding today.